If you have health insurance, you know that it can be tricky to choose the right plan for your needs. There are many different companies, each with its own set of benefits and features. If you’re confused about what kind of coverage is best for you and your family, this guide will help!
Cigna is a health insurance company based in Connecticut. It is one of the largest health insurance companies in the US and has more than 50 million customers across its different lines of business.
Cigna provides coverage through three main products: Blue Cross Blue Shield plans, Medicare Advantage plans, and Health Insurances Exchange (HIE) offerings. The HIE options include Cigna Connected Care Solutions and Prescription Assistance Programs for Consumers with High Drug Costs to help ensure access to medicines at lower cost through direct assistance from pharmacy benefit managers who negotiate rebates directly with manufacturers on behalf of their customers’ drug plans.
Blue Cross Blue Shield (BCBS)
Blue Cross Blue Shield (BCBS) is one of the largest health insurers in the United States. With more than 100 million customers, it has a network of more than 90,000 doctors, hospitals and other health care providers across all 50 states.
The company also offers some basic plans to individuals who don’t qualify for Medicare or Medicaid benefits but still need coverage for routine medical expenses like doctor visits and prescriptions. These plans can cost less than $100 per month if you’re young; you’ll pay more as soon as your age increases past 70 years old.
UnitedHealthcare is a health insurance company that has been in business since 1983. It is a for-profit company, and it has a portfolio of health insurance products. Its main focus is on providing individual and family health coverage through HMOs and PPOs (preferred provider organizations).
The original UnitedHealthcare policy was created to offer limited benefits at affordable rates to people who were self-employed or unemployed but still had some income from other sources to pay their premiums. In 1995, the company began offering full coverage under its new standard plan, which covers more services than the old one did—including mental health care—and allows you to pick your doctor from an approved list rather than being assigned one by default when you apply for coverage online through their website at www.[INSERT URL].com
Aetna is a large health insurance company that provides health insurance plans to individuals and small groups. Aetna also offers Medicare, Medicaid and CHIP coverage through their SilverScript subsidiary. The company has a network of providers across the country that includes many MDVIP doctors who can provide specialty care at an affordable price.
Kaiser Permanente is a non-profit health plan that serves about 7 million members in Northern California, Southern Oregon and Washington. In general, Kaiser Permanente is the largest managed care organization in the United States.
Kaiser Permanente offers both primary care physicians as well as specialists with advanced training and experience in their field. The company also has over 100 hospitals throughout California and Washington state (including one hospital for dialysis patients).
Humana is a health insurance company that offers a range of plans to choose from. Their coverage includes dental, vision, and prescription drug coverage. Humana’s reputation for customer service is good and they have a good record on claims payments.
Many health insurance companies serve consumers.
Many health insurance companies serve consumers. Some may be more well known than others, but all provide some form of coverage to those who need it.
- Blue Cross Blue Shield: This company is the largest in the country and works with over 20 million members. It offers different kinds of plans that can be purchased through its website or at participating pharmacies or hospitals. The benefits include prescription drug coverage, mental health treatment and rehabilitation services, dental care and vision exams (when necessary).
- Cigna HealthCare: Cigna offers an array of plans depending on your needs; they also offer potential discounts if you’re uninsured or have low incomes. If you’re interested in finding out how much you’d save when switching from one plan to another at Cigna’s website , just enter your information into their calculator!
We hope this guide has been helpful and informative. We know it can be difficult to understand all the ins and outs of health insurance, but by taking the time to learn about each company we’ve listed above, you will have a better understanding of how they work. And once you do, we think it’s going to be much easier for you to find the right plan for your needs—and at an affordable price too!